1. Smart Phones, Dumb Driving, and the Law

    The criminal and civil consequences of distracted driving (as featured in Bench & Bar of Minnesota 11/4/16) By: Lindsay Mancini / James Gempler Crashes that involve distracted driving have risen consistently in recent years. This article examines the criminal and civil exposure arising from tex…Read More

  2. A Brief History of Insurance

    An insurance agent once told me, “if you can’t avoid it and you can’t afford it, you have to insure it.”  This statement has stuck with me over the years because of its truth.  Car crashes, tornadoes, hurricanes, disease epidemics, illness, work injuries, fires, and other calamities occur …Read More