Who pays for the damages to my car?
If the other driver caused the accident, his or her insurance company must pay for your property damage promptly, without any deductible, even if you don’t carry collision coverage. If you were partially at fault, the other insurance company must pay a fair percentage equaling their driver’s fault. If you have collision coverage, your company may pay your entire bill, minus your deductible, and then go after the other driver or his insurer for repayment. If they do, they must pay you back a fair percentage of your deductible. If you don’t have collision coverage and there is a disagreement about who caused the accident, you may go to court to force the other driver or his insurer to pay. However, if you go to court only for your property damage, you may be giving up any right to make a claim for injuries in the future. We strongly encourage you to call the law firm of WOODS & THOMPSON, P.A. (1-877-571-2345) before taking any action and letting us help answer your questions.
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Do you have to give the insurer a statement?
One or more of the insurance companies may request that you sign a statement or give a tape-recorded statement of the facts of the accident. Other Insurers: You are NOT required to give a statement to the other insurer. Your Insurer: You have a right to no-fault benefits regardless of who caused the accident. There is usually no reason for your insurer to request a statement. However, in certain situations, they may have a right to a statement. It is very important you talk to a lawyer at WOODS & THOMPSON, P.A. before providing any statements.
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Are you required to sign a Release?
There is no reason to sign a release to get your no-fault benefits paid. In fact, do not sign anything until you have spoken to an experienced personal injury attorney who can help you complete the forms absolutely necessary to protect and advance your claim.
RIGHTS OF AN ACCIDENT VICTIM
If you have been injured in an accident, you probably have many questions, including:
• How do I get my car repaired?
• Can I get a rental car?
• What happens if I am not able to work?
• Should I talk to the insurance company?
• Do I need a lawyer?
Speaking to an experienced attorney dedicated to helping those who have been injured in car accidents can help you answer all of these questions and more. At the law firm of Woods & Thompson, P.A. we can provide you with a FREE consultation with no strings attached! If you decide to hire our firm, Woods & Thompson, P.A. can guarantee that you personally will pay no fees - no out of pocket expenses - nothing, unless we help you obtain the money you deserve for your injuries. |
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How long can the insurer take to pay?
The No-Fault insurance company usually has 30 days to pay. There is 15% per year interest penalty on overdue payments. Do not permit your own insurance company to take advantage of you by means of many delay tactics.
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What if you are not being treated fairly by your insurance company?
You should contact a lawyer to defend your rights. The insurance company is financially motivated to make sure your claim is minimized or even defeated. Unfortunately, many people find out the hard way that even their own insurance company doesn’t necessarily care about them. The insurance companies have experience and the advantage when dealing with an accident victim who does not hire an attorney.
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When should a lawyer be consulted?
Immediately. If you desire fair compensation, you need to act quickly. There is a real danger your rights will be prejudiced if you don’t consult a lawyer right away. A lawyer may want to interview witnesses, take photos and gather other important investigative evidence immediately after the accident. Remember that insurance companies are giant corporations. They have professional investigators, lawyers and adjusters working to protect their interests. It is an unfair advantage for them to take on your claim if you do not have a quality personal injury lawyer looking out for your best interests. You really need to have WOODS & THOMPSON, P.A. law firm protecting your rights.
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How do I pay for a lawyer?
Most lawyers who limit their practice to personal injury only charge a percentage of the recovery. Some lawyers, like the law firm of WOODS & THOMPSON, P.A., concentrate their practice on personal injury claims just like yours. Woods & Thompson, P.A. has the experience your case deserves. We can guarantee you will not personally owe us anything unless we assist you in making a financial recovery. You never have to pay any money up front.
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Please Drive Carefully and Prevent Accidents.
You can avoid many accidents by simply using common sense. Make sure your automobile is always in good mechanical condition. Obey the rules of the road, keep a safe distance from other vehicles and don’t speed. When the weather is bad, don’t drive. Drive defensively always keeping alert to what other drivers might do. The law firm of WOODS & THOMPSON, P.A. wants you to avoid needing a lawyer by having a safe and happy trip.
We are available to meet 24/7; wherever it is convenient for you. Contact our office today for a free consultation. |
